Lasting Power of Attorney

A Lasting Power of Attorney (LPA) is a legal document that lets you appoint one or more people to help you make decisions or organise your affairs on your behalf. This gives you more control over what happens to you if you have an accident or illness and can’t make your own decisions, or in other terms if you 'lack mental capacity’.


Even if you are married or in a registered civil partnership, your next of kin have no automatic legal right to look after your affairs for you.  If you have property, savings or investments in your own name then you are the only person legally able to deal with these.


Many people think that a Lasting Power of Attorney is only needed for the Elderly or Infirm however this is not the case. A Lasting Power of Attorney could also assist in the event of an unexpected accident leaving a person unable to manage their own affairs.

LPA's will only be registered by the Office of Public Guardian (OPG) whilst you hold mental capacity. If, in the eyes of the law, you are seen to have lost mental capacity then your family will have to apply to the courts for a Deputyship Order. Obtaining Deputyship is more costly, more complex & typically takes months.  

When selecting your Attorneys it is vital that you select people who you trust completely to act in your best interest. You are giving the attorney enormous responsibility and placing your wellbeing into their hands. 

If you suffer an unexpected illness or accident leaving you unable to manage your own affairs, you will need somebody you trust to look after your affairs for you.



  • You can register LPA's but chose for them to only come into affect if you lose mental capacity

  • You can chose specific requirements or leave guidance for you attorneys

  • In some cases we can get you a reduction in OPG'S registration fee (usually £82 per document)

  • We offer advice on how thCommunity Care Act of 1990/2014 can affect you

  • If not signed in the correct order your LPA's may become invalid. We will check your documents to ensure that they are valid if you decide not to register until losing mental capacity


"If one joint account holder loses mental capacity, banks and building societies can decide whether or not to temporarily restrict the use of the account to essential transactions only" - British Bank Association

Power of Attorney
Credit Assessment
  • Your day to day welfare such as routine, dress or diet 

  • Access to medical records and personal information

  • Where you live – choosing if you should be placed into a care home or stay home. Also choosing which care home you would be placed in. 

  • Giving or refusing consent for any medical treatment including surgery 

  • The decision to refuse life sustaining treatment 

  • Dealing with Social Service on your behalf 

Health & Welfare

Property & Financial Afairs

  • Deal with any aspects of your financial affairs on your behalf

  • Paying your bills 

  • Dealing with bank and building society accounts. 

  • Claiming any benefits, pensions and allowances 

  • Buying or selling property 

  • Continuing gifts to family and charities