Thinking about the consequences should anything happen to the main breadwinner isn’t something any of us want to contemplate. However it is important to take the time to protect you and your family should the unthinkable happen.
Put simply protection products are policies that are arranged to provide you and your family with either a lump sum or a regular income should you become seriously ill, lose your job, or in the event of your death.
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Life insurance, also known as term insurance or life assurance will provide a sum of money in the event of death during the term of the policy.
This cash lump sum is paid tax free and can be used by your dependants however they choose.
Life insurance can be used to cover a mortgage, other loans or to ensure that your family is protected.